Skip to main content
Boat
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10% of property coverage. Check with your insurance representative to find out if your boat is covered and what the limits are.
 
For other boats, you will need to purchase separate insurance. The size, type, value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
 
Personal Watercraft
 
Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to us about coverage limits. You may want to consider purchasing a personal watercraft policy to protect you and your water vehicle in the event of an accident.
 
The personal watercraft policy covers:
  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft
Liability limits start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.
 
Additional coverage can also be purchased for trailers and other accessories. Please contact us about the type of coverage that would best suit your needs.
 
Insurance coverages to consider:
  • Liability
  • Physical Damage
  • Theft
  • Medical Payments
  • Motor Coverage
  • Trailer Coverage
  • Boat Covers
  • Docking Fenders
  • Communications Devices
Remember, since every boat is unique please make sure you check with us to see if you need any additional coverages or would be eligible for additional discounts.
 
Ready to take the next step?
  

With Permission Insurance Information Institute, Inc.  ALL RIGHTS RESERVED 
Quick Quote Request 

     

    Company

    Get A Quote

    Client Services

    Contact Us

    About Us Auto Insurance Quote Make A Payment

    Larson-Clark Insurance Associates, Inc. 1330 Arnold Dr.
    Matinez, CA 94553
    Phone: (925) 228-6300
    Email Us
    Our Staff Home Insurance Quote File A Claim
    Carriers We Represent Business Insurance Quote Manage My Policy
    Mobile Website View All Quote Types Client Report Card

    © Larson-Clark Insurance Associates, Inc., 2012

    Terms & Conditions | Copyright | Privacy Policy

    Please note that insurance coverages can not be bound via this website. For assistance please contact the office directly.
    Unauthorized duplication or publication of any materials from this site is expressly prohibited.
    Powered By: Insurance Web Designs Websites For Insurance Agents